webmaster network (www.admin5.com) September 16th news, Alibaba group and Minsheng Bank announced today reached a strategic cooperation, the two sides will build an open platform for finance. Minsheng Bank President Hong Qi and Alibaba small and micro financial services group (chips) CEO Peng attended the signing ceremony of strategic cooperation.
Alibaba and Minsheng Bank’s strategic cooperation, in addition to the traditional capital clearing and settlement, the credit card business cooperation, many aspects of financial services, direct banking, finance, science and technology IT internet terminal has become the focus of cooperation. According to reports, in the financial business, Minsheng Bank will be based on the characteristics of Alibaba and its affiliates and Taobao users, Taobao launched for the user design of exclusive financial products, and through the establishment of the Taobao store on the Taobao platform, realize the exclusive financial products and other suitable products exhibition and online sales function.
in the direct banking business, the two sides agreed with the premise of the necessary technical conditions in violation of the relevant laws and regulations and regulatory policies and under the Minsheng Bank direct bank to provide rich and practical and in accordance with the Alibaba or its affiliates customers demand characteristics of financial products, and the Alibaba or its affiliates will be responsible for the use of their own channels and resources to vigorously promote the development of Minsheng Bank direct bank.
in the financial aspects of the Internet terminal, Alibaba or its affiliates and Minsheng Bank jointly issued a customized version of TV (cloud OS) and cloud mobile phone box, and provide products and services; Minsheng Bank for the Alibaba and / or its affiliates open customer relationship marketing services, and through the Credit Card Center provides TV box and cloud mobile phone "0 yuan purchase service, credit card installment purchase service bills of credit card points under the TV gift box and cloud mobile phone special procurement and supply etc..
Ali small and micro financial services group CEO Peng Lei said, provides the opportunity to hitherto unknown characteristics of the Internet open, transparent and equitable services for financial enterprises Small and micro businesses and grassroots consumers, the strategic cooperation with Minsheng Bank is to build a financial bank small micro Ali open platform, the first step of service Small and micro businesses and grassroots consumers the.
Minsheng Bank is the first to promote small and micro financial strategy of commercial banks. The president of CMBC in July 15th this year, the national Small and micro businesses financial services experience exchange teleconference "has said that after 4 years of hard work, the Minsheng Bank issued cumulative Small and micro businesses loans 950 billion yuan, service Small and micro businesses 1 million 400 thousand customers. Data show that direct banking is a new mode of operation of the bank came into being in the Internet era, this business model, no bank outlets, no bank card issuing entity, the main customers by e-mail, telephone, computer, mobile phone and other remote channels to obtain bank products and services, because there is no outlets operating expenses, direct bank provide customers with more competitive prices and lower deposit and lending fees.