Kenya Commercial Bank Limited ( Q32014 Presentation

first_imgKenya Commercial Bank Limited ( listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2014 presentation results for the third quarter.For more information about Kenya Commercial Bank Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Kenya Commercial Bank Limited ( company page on AfricanFinancials.Document: Kenya Commercial Bank Limited (  2014 presentation results for the third quarter.Company ProfileKenya Commercial Bank Limited (KCB Bank) is a financial services institution in Kenya offering products and services to the commercial sector. The banking group offers a full-service offering for commercial and corporate clients and runs an Agency banking model. Its parent company, KCB Group, was founded as a branch of the National Bank of India in Mombasa. Grindlays Bank merged with the National Bank of India in 1958 to form the National & Grindlays Bank. The government of Kenya bought a 60% stake in National & Grindlays Bank and took full control of it in 1970; renaming it Kenya Commercial Group. It was renamed KCB Bank Kenya after a corporate restructure. KCB Bank Kenya is a wholly-owned subsidiary of the KCB Group. Its head office is in Nairobi, Kenya. Kenya Commercial Bank Limited is listed on the Nairobi Securities Exchangelast_img read more

Furnmart Limited ( HY2014 Interim Report

first_imgFurnmart Limited ( listed on the Botswana Stock Exchange under the Retail sector has released it’s 2014 interim results for the half year.For more information about Furnmart Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Furnmart Limited ( company page on AfricanFinancials.Document: Furnmart Limited (  2014 interim results for the half year.Company ProfileFurnmart Limited markets furniture and electrical appliances for the domestic market through an international network of retail outlets in Botswana, South Africa, Namibia and Zambia. The company also offers a range of smart credit services. Furnmart retail outlets offer a wide range of home products that includes kitchen appliances such as fridges, freezers, washing machines and microwaves; bedroom products which include bed bases and mattresses, and bedroom furniture, rugs, carpets and curtains; and stylish furniture for the lounge and dining room which includes couches, dining room tables and chairs, and quality carpets and curtains.last_img read more

Looking for the best shares to buy? Here are my FTSE 100 top stocks

first_img Kirsteen Mackay | Friday, 17th April, 2020 | More on: MNDI Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images. “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address Our 6 ‘Best Buys Now’ Shares Looking for the best shares to buy? Here are my FTSE 100 top stocks Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img Finding the best shares to buy during the coronavirus market crash is not easy. Some old favourites have lost their lustre and the mass dividend cull has caused havoc across the FTSE 100. We’ve seen glimmers of hope and signs of stocks rallying, only to be knocked back. Unfortunately, this trend is likely to continue until an end is in sight.  However, there are businesses and sectors continuing to thrive in the chaos. Sectors gaining traction at the moment include pharmaceuticals, fast-moving consumer goods and defence. Meanwhile, I think the oil, banking and travel sectors should be avoided like the plague.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Personally, I look for companies with an acceptable level of debt. Many companies must take on additional debt to see them through the crisis. This means those already saddled with debt are at higher risk of failure. However, the strongest will survive and those that do are likely to become better businesses for it.What are the best shares to buy today?One FTSE 100 company I like is Mondi  (LSE:MNDI). It’s a packaging and paper solutions business with a market capitalisation of £6bn.Its price-to-earnings ratio is 8.8, which puts it into the potential value zone. Its debt ratio is 32%, which seems reasonable. Unfortunately, Mondi is one company that cancelled payment of its 2019 full-year dividend. It said it intends to make this up to investors at a later date. This might be in the form of an enhanced interim dividend, but that’s very much dependent on the length of time the crisis persists.Mondi’s operating profits have fallen 18% in response to the crisis. It has seen reduced demand for office paper, but panic-buying increased demand for some of its consumer-targeted products.Although Mondi will continue to be affected by the downturn in the immediate future, I think it will survive long term. Packaging is an increasing necessity in our modern world and Mondi is a solid business serving a variety of sectors.Another stock on my watch list is PZ Cussons. Its beauty business has been severely impacted by the virus, but this has been offset by a surge in demand for its Carex hand wash, sanitiser gels and Imperial Leather soap. It’s a strong company with a portfolio of well-loved brands and a strong balance sheet. So far it’s still offering a 4.8% dividend yield. Risky territoryAll shares are operating in risky territory while uncertainty remains. How long the lockdown lasts and how quickly people return to socialising and spending will determine the fate of many British businesses.I believe you need to think carefully about which shares you buy at present, picking solid shares like those I’ve mentioned. And of course, if the government extends the lockdown through the summer, share prices could become much lower than they are now.This is a good time to compile a list of your best shares to buy. You’ll then be in the perfect position to buy cheap shares, with growth potential ahead of the market emerging from its bearish state and signs of a bull run returning. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Kirsteen has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Kirsteen Mackay Simply click below to discover how you can take advantage of this.last_img read more

Rugby World survey – we want your feedback

first_imgLATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Rugby World survey – we want your feedbackHere at Rugby World we’re always striving to make a better magazine for you, the readers, so we’ve put together a survey to find out what you think. We want to give you more of what you like and less of what you don’t.The survey is focused on our June 2018 edition, which features an exclusive interview with All Blacks fly-half Beauden Barrett, columnist Stephen Jones’s verdict on the eligibility crisis in rugby and former Fiji Sevens coach Ben Ryan’s views on player burnout.Tommy Bowe also reflects on his life in pictures, Hamish Watson talks about his baseball cap business and Jeff Hassler takes us for a motorbike ride. Elsewhere, we go behind the scenes with England U20, discover what it’s like to row the Atlantic, and analyse Glasgow’s attacking play under Dave Rennie. There’s loads more besides.If you haven’t already read the June 2018 edition, you can view it and download it via the following link for free: Read Rugby World’s June 2018 issue for free and let us know what you think about the magazine Once you’ve enjoyed the June issue, please take ten minutes to complete the Rugby World survey by clicking on the link below:If you take part, you’ll be in with a chance of winning £50. Plus, we’ll put your feedback to good use in terms of making Rugby World an even better magazine for you.And if you like what you read in the June issue, why not subscribe to Rugby World? You’ll pay less than at the newsagent, get the magazine delivered direct to your door each month, and be kept up to date with all the news and views ahead of next year’s World Cup in Japan. The August issue is on sale now too, if you want to read expert advice on how to make the most of pre-season, our special investigation into rugby’s relationship with alcohol, exclusive interviews with Maro Itoje and Ellis Jenkins, analysis of the summer tours and much more.Follow Rugby World on Facebook, Twitter and Instagram.last_img read more

Rep. Val Demings to participate in civil rights pilgrimage this weekend

first_img This month marks fifty-three years since the voting rights movement met billy clubs and tear gas on Edmund Pettus Bridge in Selma, Alabama.Rep. Val Demings‘Bloody Sunday’ kick-started the nonviolent fight for justice and equality. Each year, U.S. Representative John Lewis leads a trip to commemorate and acknowledge the individuals who sacrificed their lives in the struggle for equality. This March 2nd through 5th, Rep. Demings will join Rep. Lewis on his pilgrimage.The trip will include a visit to Memphis, Tennessee to commemorate 50 years since the assassination of Dr. Martin Luther King, Jr. Members of Congress will also visit Montgomery, Birmingham, and Selma, Alabama.Members will visit the Lorraine Motel—now known as the National Civil Rights Museum—and the Mason Temple, the venue of Dr. King’s famed ‘I’ve Been to the Mountaintop’ speech. Other stops include Birmingham’s 16th Street Baptist Church, Kelly Ingram Park, Montgomery’s Dexter Avenue King Memorial Baptist Church, and Edmund Pettus Bridge.Said Rep. Demings: “We can never forget the men and women who led the struggle for equality, and through that memory, continue to fight against the injustices that continue to haunt us today.“As a member of Congress, I stand on the shoulders of giants. And as I walk across Edmund Pettus Bridge with John Lewis, I will be walking with a legend. As we walk, I will draw inspiration from my companions and my predecessors. To speak out for justice is a moral obligation. Until we are all free, none of us are free.” Save my name, email, and website in this browser for the next time I comment. TAGSEdmund Pettus BridgeRep. Val DemingsSelma Alabama Previous articleFrom helpless to hopefulNext articleShould you send a text or email? Here’s some advice from Aristotle Denise Connell RELATED ARTICLESMORE FROM AUTHOR You have entered an incorrect email address! Please enter your email address here Florida gas prices jump 12 cents; most expensive since 2014 Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom Share on Facebook Tweet on Twitter Please enter your name here UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 LEAVE A REPLY Cancel reply Please enter your comment!last_img read more

NFL players teaming up in Apopka for youth football camp

first_img The Anatomy of Fear Jaye Howard is hosting the second annual event in Apopka. Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 TAGSHoward EmpowersJaye HowardNorthwest Recreation Complex Previous articleApopka Burglary Report and MapNext articleArbor Bend breaks ground tomorrow Denise Connell RELATED ARTICLESMORE FROM AUTHOR 2nd annual football camp coming to Apopka Kansas City Chiefs Player Jaye Howard has teamed up with 14 NFL players from around the league to ensure 300 students from the Central Florida area schools have the opportunity to participate in the Howard Empowers Individual Football & Cheerleading Skills Camp. Howard is hosting the 2nd annual Howard Empowers Individual Football & Cheerleading Skills Camp April 8th from 8:00am – 2:00pm at the Northwest Recreation Complex. (3710 Jason Dwelley Parkway Apopka, Florida 32712).The event is free to football players 7-17 years-old and cheerleaders 8-16 years-old. Lunch and snacks will be provided free of charge (registration is required). Players will be divided into age groups 7-10, 11-14 and high school age players will participate in a 7 on 7 tournament.Coach Boris “Bo Jack” Jackson will be teaching skills including plyometrics, footspeed, and agility, strength and power training, speed mechanics, balance, core strength and stability. Rochelle Bradley, former Miami Dolphin Cheerleader, will run the Cheerleading campHoward Empowers is a 501c3 nonprofit organization formed by Jaye Howard with the mission of empowering youth with resources necessary to achieve their greatest potential.To register, go here. Support conservation and fish with NEW Florida specialty license plate You have entered an incorrect email address! Please enter your email address herecenter_img Save my name, email, and website in this browser for the next time I comment. Please enter your comment! Share on Facebook Tweet on Twitter LEAVE A REPLY Cancel reply Please enter your name herelast_img read more

Lions vs Bulls Highlights – Super Rugby Round 8

first_imgWednesday Apr 18, 2012 Lions vs Bulls Highlights – Super Rugby Round 8 Highlights of the Bulls’ win over the Lions in JohannesburgADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Super Rugby 2012 Highlights Related Articles 465 WEEKS AGO Bulls vs Lions Highlights – Super Rugby Round… 465 WEEKS AGO Sharks vs Cheetahs – Super Rugby Round 18… 465 WEEKS AGO Stormers vs Rebels Highlights – Super Rugby… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedWrinkle Remedy Stuns TV Judges: Forget Surgery, Do This Once DailySmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingShe Was the Most Beautiful Girl in the World. What She Looks Like Now is InsaneNueeyHere’s the Purpose of These Little Bumps in the F and J Keys on Your KeyboardNueey10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Open letter to the President

first_imgRobert MénardSecretary General Follow the news on Azerbaijan Russian peacekeepers deny foreign reporters access to Nagorno-Karabakh AzerbaijanEurope – Central Asia Organisation RSF calls for a fully transparent investigation after mine kills two journalists in Azerbaijan News News Help by sharing this information May 23, 2005 – Updated on January 20, 2016 Open letter to the President News April 9, 2021 Find out morecenter_img to go further June 8, 2021 Find out more AzerbaijanEurope – Central Asia “We’ll hold Ilham Aliyev personally responsible if anything happens to this blogger in France” RSF says Receive email alerts News June 4, 2021 Find out more read in russianDear Mr President,At our meeting on 8 April this year, you stressed that it was “unacceptable for government officials to attack journalists” and that you wished in future to “establish the rule of law” in Azerbaijan.I must tell you of my surprise and deep concern therefore at an assault by the security forces on Farid Teymurkhanli of the daily Zerkalo while he was covering a demonstration in Baku on Saturday 21 May. The fact that the gathering had not been officially authorised should not in any way excuse the use of violence by the police against a journalist who was only doing his job.Several police officers clubbed him on the head in Rashid Beybudov Street and continued beating him after he had lost consciousness. I would like to point out that the journalist could not have been confused with a demonstrator because he was wearing an armband with the word press emblazoned on it.I am therefore convinced that you will be prepared to respond to my request for those responsible for the attack on Farid Teymurkhanli to be quickly punished and that journalists should receive better protection so that this kind of incident is not repeated.I would appreciate it if you would keep me informed of the progress in this case.Yours sincerely, Reporters Without Borders called on the president to find and punish police officers who brutally assaulted Farid Teymurkhanli of the daily Zerkalo, while he was covering a demonstration in Baku on 21 May, and to guarantee better protection for journalists in in russian RSF_en last_img read more

Measuring the Effectiveness of Foreclosure Assistance Programs

first_img The Best Markets For Residential Property Investors 2 days ago  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribe in Daily Dose, Featured, Foreclosure, News According to Boston Mayor Marty Walsh, foreclosures in his city have dropped to a 17-year low, due in part to city-wide programs, WCVB reports.”I’m proud that through our work with homeowners, we have been able to reduce the number of foreclosures in Boston, and keep more families in their homes,” Walsh said. “These results show that our programs and policies to prevent foreclosures and evictions are working. Housing stability is vital to ensuring Boston has strong neighborhoods and communities, and I want to thank the leadership and staff of the Boston Home Center and all of our provider partners who work so hard for Boston’s homeowners every day.”Since 2019, the number of foreclosures executed against owner-occupant homeowners in Boston dropped from 35 to 17 year over year.Foreclosures in Boston are heavily concentrated in black neighborhoods, according to the Joint Center for Housing Studies of Harvard University (JSHS), as over 80% of Boston’s foreclosures occured in just five of the city’s 15 planning districts, which make up just 30% of Boston’s housing units.“Compared to the city as a whole, the high-foreclosure block groups were, on average, home to about half as many whites and twice as many blacks,” said David Luberoff, Deputy Director of the JSHS. “However, high-foreclosure block groups were not the city’s most disadvantaged areas, which have large numbers of publicly subsidized housing units that are not likely to be subject to foreclosure.”According to Jackelyn Hwang, Assistant Professor of Sociology at Stanford, corporations were more likely to resell previously foreclosed properties to other investors and have reported maintenance issues against them. With this in mind, Hwang’s study alleges that “predominantly black neighborhoods hit hard by foreclosures in Boston were left further behind in the recovery from the housing crisis compared to other hard‐hit neighborhoods. Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. About Author: Seth Welborn Measuring the Effectiveness of Foreclosure Assistance Programs Related Articles Home / Daily Dose / Measuring the Effectiveness of Foreclosure Assistance Programscenter_img Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Foreclosure February 11, 2020 1,299 Views Previous: South Beach Blues: Miami’s Delinquency Rate Nears 6% Next: Mortgage Debt Increases in Q4 Data Provider Black Knight to Acquire Top of Mind 2 days ago Foreclosure 2020-02-11 Seth Welborn Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

Spatial and temporal variations in basal melting at Nivlisen ice shelf, East Antarctica, derived from phase-sensitive radars

first_imgThinning rates of ice shelves vary widely around Antarctica, and basal melting is a major component of ice shelf mass loss. In this study, we present records of basal melting at a unique spatial and temporal resolution for East Antarctica, derived from autonomous phase-sensitive radars. These records show spatial and temporal variations of basal melting in 2017 and 2018 at Nivlisen, an ice shelf in central Dronning Maud Land. The annually averaged basal melt rates are in general moderate (∼0.8 m yr−1). Radar profiling of the ice shelf shows variable ice thickness from smooth beds to basal crevasses and channels. The highest basal melt rates (3.9 m yr−1) were observed close to a grounded feature near the ice shelf front. Daily time-varying measurements reveal a seasonal melt signal 4 km from the ice shelf front, at an ice draft of 130 m, where the highest daily basal melt rates occurred in summer (up to 5.6 m yr−1). In comparison with wind, air temperatures, and sea ice cover from reanalysis and satellite data, the seasonality in basal melt rates indicates that summer-warmed ocean surface water was pushed by wind beneath the ice shelf front. We observed a different melt regime 35 km into the ice shelf cavity, at an ice draft of 280 m, with considerably lower basal melt rates (annual average of 0.4 m yr−1) and no seasonality. We conclude that warm deep-ocean water at present has a limited effect on the basal melting of Nivlisen. On the other hand, a warming in surface waters, as a result of diminishing sea ice cover, has the potential to increase basal melting near the ice shelf front. Continuous in situ monitoring of Antarctic ice shelves is needed to understand the complex mechanisms involved in ice shelf–ocean interactions.last_img read more