Why I’d ignore the Cash ISA and buy UK shares instead!

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Harvey Jones | Tuesday, 16th March, 2021 Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Getty Images UK shares have outpaced cash for years. With the average easy access account now paying just 0.12%, I can’t see that changing for many more years.If I had put £10,000 in cash in December 1999, I would have £17,050 today, according to the Association of Investment Companies. Invested in the average stocks and shares investment trust, I would have a meaty £57,550.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Despite this, Briton’s cleave to the comfort of cash cash. Incredibly, 55% of us plan to leave the money we have saved during lockdown in cash, according to research from the Wesleyan. Just 14% of us would invest it in UK shares.I’d forget the Cash ISAEverybody needs some cash, ideally in an instant access account where they can get their hands on it in a hurry. This should be enough to cover six to nine months of essential spending, in case of emergencies.I wouldn’t leave my long-term savings in cash, though, because the value will be steadily eroded by inflation. That’s painful enough today, when consumer prices are rising by just 0.7% a year, but will really hurt if inflation accelerates, as many suspect it will soon.UK shares are far more volatile than cash. We saw that during the first lockdown last March, when the FTSE 100 lost a third of its value in weeks. However, history shows that shares recover strongly, given time. Over the last 12 months, the FTSE 100 is up 28%, with dividends on top.That is because governments and central bankers pumped the market full of stimulus, fuelling a rapid recovery. The recovery has slowed lately, as the pandemic proves hard to shrug off. We can expect more volatility in the months ahead. But I’m investing for 10 years or more, and that should protect me against short-term setbacks.Savings rates are getting worse rather than better. Best buy rates have at least halved in the last 12 months, according to research by Andrew Hagger at MoneyComms.co.uk.I’d rather buy UK shares instead£20,000 in the best buy instant access savings account would have earned £262 in March 2020, Hagger says, which isn’t great. But it’s way better than today’s miserly £100.He says the future continues to look bleak for savers: “The spending power of people’s savings could be reduced further during 2021 with inflation expected to rise as petrol prices surge and additional post-Brexit costs for importers are passed on to consumers.”I have my rainy day cash (in the shape of an offset mortgage). My long-term savings will go into UK shares. If our vaccination programme continues to work wonders, the economy could fly. Treasury surveys suggest GDP will grow 4.4% this year, and 5.7% next year.UK shares are ripe for a recovery, provided inflation and mutant Covid-19 variants remain in check. That’s why I’d rather invest in a Stocks and Shares ISA than a Cash ISA, where money goes to die. See all posts by Harvey Jones I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.center_img Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address Why I’d ignore the Cash ISA and buy UK shares instead! “This Stock Could Be Like Buying Amazon in 1997” Simply click below to discover how you can take advantage of this.last_img read more

Face-Off: Is Exeter Chiefs’ branding appropriate?

first_imgChiefs repeatedly ignore voices that ask them to reconsider the branding. Their nickname predates the official adoption of the branding in 1999. How hard would it be to keep the name but base any imagery on something more relevant – such as the ancient Celtic people of Devon, the Dumnonii?English rugby wants to appear inclusive and plans to expand into the US, but their branding complicates both aims. Nobody thinks Exeter and their fans are intentionally offensive, but they’re on the wrong side of history and it’s time to change.Related: Are artificial pitches good for rugby? There is certainly no intention to offend the sensitivities of the Native American Nation. “A rose by any other name would smell as sweet,” go the immortal words of William Shakespeare. Exeter Chiefs claim their use of Native American imagery is not offensive and respects their culture. This falls into the logical fallacy: “If I don’t mean it to be offensive, it isn’t.”Many Native North Americans find appropriation and misuse of their culture offensive – it defies efforts to reclaim their identity after centuries of discrimination. Using Native symbols in sports is maybe the most noticeable example of ‘Disneyfication’ – creating stereotypes that enforce misunderstanding and prejudice. I applaud and respect the pride and rich traditions of the Native North Americans, their culture and their history. I believe the good people of Exeter rugby club feel the same.Dee Brown’s book, Bury my Heart at Wounded Knee, epitomises the brutal manner in which 19th Century American expansionism abused, mutilated and killed Native Americans. Surely the current Nation has more important issues of consternation?Please stop trying to rip the heart out of an honest, proud and decent club. It’s a tradition in the South-West for clubs to call first XVs ‘Chiefs’. Thus we have Sidmouth Chiefs, Barnstable Chiefs and, of course, Exeter Chiefs.Since professionalism arrived, an instantly recognisable logo is required to identify teams nationally. In Exeter’s case, what better than the striking profile of a proud Native Chief? COLIN BENTLEYPassionate fan in rural Devoncenter_img LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Face-Off: Is Exeter Chiefs’ branding appropriate?Exeter Chiefs’ branding has been put under the microscope again recently as a group of supporters set up a petition calling for the club to “drop its racist use of Indigenous Peoples’ imagery & branding”.The club discussed the issue at their latest board meeting and while deciding to retain the name and logo have opted to retire the club’s mascot ‘Big Chief’.Exeter said in a statement: “Part of the club’s review has seen the club engage with its sponsors and key partners to seek their views – and they have also listened to the response of our supporters, the wider rugby community and certain sections from the Native American community, all of whom have provided us with detailed observations in letters, emails, social content and videos.“Content provided to the board indicated that the name Chiefs dated back into the early 1900s and had a long history with people in the Devon area. “The board took the view that the use of the Chiefs logo was in fact highly respectful. It was noted over the years we have had players and coaches from around the world with a wide range of nationalities and cultures. At no time have any players, coaches or their families said anything but positive comments about the branding or culture that exists at the club. “The one aspect which the board felt could be regarded as disrespectful was the club’s mascot ‘Big Chief’ and as a mark of respect have decided to retire him.”Retired: Big Chief will no longer be the Exeter Chiefs mascot (Getty Images)Exeter Chiefs for Change, who have led calls for the branding to be changed, have expressed their dismay at the decision.A spokesperson said: “It is incredibly disappointing that Exeter Chiefs has thrown away this opportunity to show itself as an inclusive club. Indigenous Peoples have made it clear time and time again that all uses of their imagery in this way are offensive, harmful and unacceptable. Exeter’s refusal to fully listen to these pleas is tone deaf and sticks two fingers up not only to them but to all minorities.“We accept that the intention of the club for the branding was originally positive and not derogatory, but now they know it is not perceived in that way, they are making a conscious decision to be intentionally offensive by continuing to use it. The club claims that the imagery honours and respect the Indigenous cultures, but if they respect them why won’t they listen to them?“As fans we are disappointed and frustrated that this battle continues. As human beings we are horrified that we still live in a society where a major sports club can treat Indigenous Peoples like this. It reflects badly on rugby, Devon and the UK, and we should all be thoroughly ashamed.”Face-Off: Is Exeter Chiefs’ branding appropriate?Rugby World magazine covered this topic back in 2017 – and here are both sides of the debate on the branding of one of England’s biggest clubs that we ran three years ago…LEE CALVERTRuns bloodandmud.com A look at the debate surrounding the Premiership club’s branding This first appeared in the November 2017 issue of Rugby World.This article originally appeared in Rugby World’s September edition.last_img read more

Episcopal leaders push to abolish death penalty across the country

first_img Youth Minister Lorton, VA By Sharon SheridanPosted Jun 13, 2012 Family Ministry Coordinator Baton Rouge, LA Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Joe Parrish says: Associate Priest for Pastoral Care New York, NY Rector Hopkinsville, KY Dudley Sharp says: June 14, 2012 at 9:49 am Very odd the EC is against the death penalty.God/Jesus: ‘Honor your father and your mother,’ and ‘Whoever curses father or mother must certainly be put to death.’ Matthew 15:4This is a New Testament command, which references several of the same commands from God, in the same circumstance, from the OT.Jesus: Now one of the criminals hanging there reviled Jesus, saying, “Are you not the Messiah? Save yourself and us.” The other, however, rebuking him, said in reply, “Have you no fear of God, for you are subject to the same condemnation? And indeed, we have been condemned justly, for the sentence we received corresponds to our crimes, but this man has done nothing criminal.” Then he said, “Jesus, remember me when you come into your kingdom.” (Jesus) replied to him, “Amen, I say to you, today you will be with me in Paradise.” Luke 23: 39-43It is not the nature of our deaths, but the state of salvation at the time of death which is most important. This was the perfect opportunity for Jesus to say something contrary to support for execution.Jesus: “So Pilate said to (Jesus), “Do you not speak to me? Do you not know that I have power to release you and I have power to crucify you?” Jesus answered (him), “You would have no power over me if it had not been given to you from above.” John 19:10-11The power to execute comes directly from God.Jesus: “You have heard the ancients were told, ˜YOU SHALL NOT COMMIT MURDER” and “Whoever commits murder shall be liable to the court”. But I say to you that everyone who is angry with his brother shall be guilty before the court; and whoever shall say to his brother, “Raca”, shall be guilty before the supreme court and whoever shall say, “You fool”, shall be guilty enough to go into fiery hell.” Matthew 5:17-22.Fiery hell is a considerable more severe sanction than any earthly death.The Holy Spirit, God, through the power and justice of the Holy Spirit, executed both Ananias and his wife, Saphira. Their crime? Lying to the Holy Spirit – to God – through Peter. Acts 5:1-11.No trial, no appeals, just death on the spot.God: “You shall not accept indemnity in place of the life of a murderer who deserves the death penalty; he must be put to death.” Numbers 35:31 (NAB) full context http://www.usccb.org/nab/bible/numbers/numbers35.htmFor murder, there is no mitigation from a death sentence. June 14, 2012 at 12:34 am What about all the victims of the horrendous acts of violence? I work in victim services for a state Dept of Justice. If church members and clergy read the accounts of some of the crimes committed against the innocent, they may change their opinion of the death penalty. Who in the Church will speak out for the victims?I do not support the Church engaging in political activity as an institution. The First Amendment allows me the freedom from government’s intrusion on my religious liberties. I’d rather not have the Episcopal Church as an institution that I freely choose to be a part of, make political statements on my behalf. I believe in the tenets of the Church, tradition, The Bible and reason. I understand the Church taking the moral high ground based on tradition and scripture, but find the reasoning behind the political activity questionable. Rafiki Bakari says: June 13, 2012 at 10:18 pm Now if we could only get our beloved President to do away with his KILL LIST, and set a national moral standard. God bless The President and all these United State- let’s let everyone live even if they don’t deserve to live for the crimes they have committed. That’s ALL of US !!!!Pax and $$$,RPM+ June 13, 2012 at 5:33 pm As a prison reform advocate in Florida for more than 25 years, I am profoundly grateful to all who have pressed for the repeal of the death penalty. We must continue. Please consider, however, the hopelessness of true “life without parole,” particularly for youthful offenders whose immaturity and impulsiveness has put them into a terrible situation. Look at the “life” sentences meted out in other civilized countries such as Israel, England, and Holland, where crime rates are lower than they are in the U.S. These sentences are generally the length of a generation – 20 to 30 years. The emphasis on all but a few irreparable cases is on rehabilitation. We must strive for restorative justice, not just locking the door and throwing away the key. The Rev. Canon Richard P. McDonnell, D.Min. says: Submit a Job Listing Christopher Johnson says: Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Rector Albany, NY Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Director of Administration & Finance Atlanta, GA July 24, 2014 at 12:26 am It is good to see the Episcopal Church advocate for abolition of the death penalty. I am impressed with the leadership the Church takes on important public policy issues — this being a key one. I wish the Roman Catholic Church would step up more on this and other issues as well.Remember that Christ was executed in a horrific way. He did so to save us. We should not forget Christ’s despair of the Cross as he cried out Father why have you forsaken me… that dark, terrible moment. We can seek peace in the understanding of the suffering and his love for us.We don’t need to repeat torture and death. This cannot bring back victims of violent crimes – an eye for an eye. We have the new covenant — love God and love thy neighbor. We have a just God. True Justice comes in God’s love and grace and accountability. It is good that the Church evolves away from things that likely do not please God — such as the torture, even of a criminal. No need to be stuck in the middle ages. And, what of innocents who are wrongly convicted and put to death. What is that justice or the morality in Gods eyes. We must pray for the victims and we must pray for those who committed the crimes. Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Cathedral Dean Boise, ID Assistant/Associate Rector Morristown, NJ June 14, 2012 at 10:29 am I agree and am glad the Episcopal Church is working to end the death penalty, another issue that is as or more important is that all Churches should work to end taking a precious innocent baby’s life through abortion! The Very Rev. Kevin Carroll says: Rector Pittsburgh, PA Associate Rector Columbus, GA Curate (Associate & Priest-in-Charge) Traverse City, MI June 15, 2012 at 12:27 pm I am grateful for the comments above referencing the death penalty handed down to so many of our unborn children. They are the modern Holy Innocents. June 14, 2012 at 12:09 pm I am pleased with the efforts of many in the USA and the State of Ohio where I live in Cleveland. If not for the grace of GOD I may have been a victim of the Ohio’s electric chair. In 1975 I was charged with the crime of Aggravated Murder With Specializations. I was found guilty of Voluntary Manslaughter in January of 1976. I am innocent of the crime. I witness a suicide. Here it is 2012, I served time for Voluntary Manslaughter, three years. Since my release, 33 years ago, life has been difficult with the Aggravated Murder charge still on my record. I am being punished for life for a crime I did not do. I came very close to being convicted of Aggravated Murder and thus the electric chair. I am a black man, I was 23 years of age when convicted, and I was a Vietnam veteran which did not help my case during the 1970’s. I strongly support the efforts to end death penalty. There are far too many black men becoming innocent victims to the death penalty. June 13, 2012 at 4:35 pm Good for all of these church leaders who are fighting against the death penalty. As I testified before two committees of the New York State Legislature a couple of years ago “one mistake is one mistake too many, especially if you are the mistake” and “in addition to theological reasons against the death penalty, it is better stewardship to impose life without parole.” These thoughts seemed to have reached several of our legislators. Jack Dudley Sharp says: Associate Rector for Family Ministries Anchorage, AK Missioner for Disaster Resilience Sacramento, CA Comments (16) The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Rector Belleville, IL Kathleen Murff Whiting says: Curate Diocese of Nebraska Comments are closed. Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Rector Shreveport, LA Featured Events Course Director Jerusalem, Israel Episcopal leaders push to abolish death penalty across the country Rector Knoxville, TN June 16, 2012 at 7:46 am Eternal charity should be a bit more important.Romano Amerio, a faithful Catholic Vatican insider, scholar, professor at the Academy of Lugano, consultant to the Preparatory Commission of Vatican II, and a peritus (expert theologian) at the Council.“The most irreligious aspect of this argument against capital punishment is that it denies its expiatory value which, from a religious point of view, is of the highest importance because it can include a final consent to give up the greatest of all worldly goods. This fits exactly with St. Thomas’s opinion that as well as canceling out any debt that the criminal owes to civil society, capital punishment can cancel all punishment due in the life to come. His thought is . . . Summa, ‘Even death inflicted as a punishment for crimes takes away the whole punishment due for those crimes in the next life, or a least part of that punishment, according to the quantities of guilt, resignation and contrition; but a natural death does not.’ The moral importance of wanting to make expiation also explains the indefatigable efforts of the Confraternity of St. John the Baptist Beheaded, the members of which used to accompany men to their deaths, all the while suggesting, begging and providing help to get them to repent and accept their deaths, so ensuring that they would die in the grace of God, as the saying went.”Some opposing capital punishment ” . . . go on to assert that a life should not be ended because that would remove the possibility of making expiation, is to ignore the great truth that capital punishment is itself expiatory. In a humanistic religion expiation would of course be primarily the converting of a man to other men. On that view, time is needed to effect a reformation, and the time available should not be shortened. In God’s religion, on the other hand, expiation is primarily a recognition of the divine majesty and lordship, which can be and should be recognized at every moment, in accordance with the principle of the concentration of one’s moral life.”Some death penalty opponents “deny the expiatory value of death; death which has the highest expiatory value possible among natural things, precisely because life is the highest good among the relative goods of this world; and it is by consenting to sacrifice that life, that the fullest expiation can be made. And again, the expiation that the innocent Christ made for the sins of mankind was itself effected through his being condemned to death.”“Amerio on capital punishment “, Chapter XXVI, 187. The death penalty, from the book Iota Unum, May 25, 2007 ,http://www.domid.blogspot.com/2007/05/amerio-on-capital-punishment.html Submit an Event Listing Assistant/Associate Rector Washington, DC center_img Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Kevin Roberts says: June 15, 2012 at 7:49 pm God bless those who speak for those who truly have no voice and are truly innocent – the unborn. Charitable as the opposition to the death penalty may be, I do not see how it squares with the rabid support this denomination shows for abortion. Canon for Family Ministry Jackson, MS Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Director of Music Morristown, NJ Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Thomas Andrew says: This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rob Nelson says: Featured Jobs & Calls Jack M McKelvey says: An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Submit a Press Release June 14, 2012 at 10:33 am I believe that it is right and good that the church speaks out against capital punishment. Yet, if we do not include other issues, such as abortion, war, assisted suicide, and violent crime in the same conversation it lacks moral integrity. How we treat human life from the inception of person-hood through death needs to be an all-inclusive conversation. If we cherry pick a politically correct issue out of the breadth and death of God’s imperative that we respect human life we abrogate our baptismal vow to respect the dignity of every human being. New Berrigan Book With Episcopal Roots Cascade Books The Rev. Matthew Tucker says: Press Release Service Jennifer Myers says: June 13, 2012 at 5:10 pm The execution abolition movement seems to be gaining steam. We will need to get many other denominations to help. The Roman Catholic Church has played a key role so far in several states, but we have helped. It is very good to see Episcopalians take this issue on more vigorously! AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis June 14, 2012 at 9:13 pm I would be much more impressed by all this if these bishops and anyone else opposed to the death penalty showed the same care and solicitude for the lives of the unborn. Because if this country completely does away with the death penalty, those of us who claim to be Christians will still have an American holocaust to account for. Rector Washington, DC TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector Bath, NC In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Smithfield, NC Bishop Diocesan Springfield, IL Dudley Sharp says: Rector/Priest in Charge (PT) Lisbon, ME Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Advocacy Peace & Justice June 14, 2012 at 10:04 am Ms. Myers:You imply that being against the death penalty is pursuing the moral high ground.The foundation of support for the death penalty is justice, the same foundation as for all criminal sanctions.The pursuit of justice may be the greatest of all human endeavors.Note that the EC first opposed the death penalty in 1958 and the official Church of England originated in the 1500’s, with Henry VIII’s direction to separate from the Catholic papacy, not in small part because of the Pope’s refusal to aprove of Henry VIII’s divorce request.The EC supported executions for about 400 years, before voicing its recent opposition, which is largely the result of liberal, secular influence, in opposition to the 400 years of biblical and theological based death penalty support, as well as the total 2000 years of support from the Catholic Church An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Dudley Sharp says: June 16, 2012 at 7:56 am Rev. Carrol:I am more familiar with Catholic teaching on these topics, within which abortion and assisted suicides are moral evils and both war and the death penalty may be justified on moral grounds.It is not a matter of cherry picking, but of properly finding that there are different moral foundations for different types of killing.It would be morally irresponsible to say that there is no moral difference between the killing involved in the rape and murder of children and the killing involved in the execution of that rapist/murderer.“Killing Equals Killing: The Amoral Confusion of Death Penalty Opponents”http://homicidesurvivors.com/2009/02/01/murder-and-execution–very-distinct-moral-differences–new-mexico.aspx Rector Martinsville, VA Tags Priest-in-Charge Lebanon, OH Rector Collierville, TN Assistant/Associate Priest Scottsdale, AZ Rector Tampa, FL Connecticut Bishops Ian T. Douglas, Laura J. Ahrens and James E. Curry during an April 3 public witness in Hartford, Conn., marking the Stations of the Cross and protesting the state’s death penalty. The Diocese of Connecticut organized the public witness attended by some 200 people. Connecticut has since abolished the death penalty. Photo/Marc Yves Regis[Episcopal News Service] When Gov. Dannel Malloy signed a bill in April making Connecticut the fifth state in five years to abolish the death penalty, Episcopal Diocese of Connecticut Bishop Suffragan James Curry’s attendance at the ceremony testified to the influence of Episcopal leaders on ending capital punishment in the state.Curry and other members of the diocese had worked with the Connecticut Network to Abolish the Death Penalty since the 2005 execution of serial killer Michael Ross, the first prisoner put to death in New England in 45 years.Abolishing the death penalty became “a very, very contentious issue” in Connecticut after two recently released prisoners invaded a home and “brutally murdered” two girls and their mother in 2007, he said.“In the midst of that, it was very hard to have a conversation in this state about not demanding the death penalty for such horrific crimes,” Curry said. “It was also a time in the church where we started to shift the conversation from that this is punishment to [that] the death penalty is really about the kind of statement we want to make about what we want our society to be.”The Episcopal Church officially has opposed the death penalty for more than half a century, and its advocacy is gaining traction as momentum builds across the country to end capital punishment. Bishops and other church leaders are writing letters, joining coalitions, testifying before legislators and publicly demonstrating their opposition to the death penalty.Seventeen states and the District of Columbia have ended capital punishment. In total, 3,189 people remain on death row in the United States, including some in Connecticut and New Mexico, which repealed the penalty without making it retroactive, according to the Death Penalty Information Center.The Episcopal Church first passed a resolution opposing the death penalty in 1958, said Alexander Baumgarten, Episcopal Church director of government relations. “It’s been reaffirmed in multiple conventions since then, so our position as a church has been clear for a long time.“I think the fact that we’ve seen a recent pattern of bishops and other leaders in the church in the dioceses of the United States raising the profile of our advocacy is a reflection of the climate in which public opinion in the United States seems to be moving against the death penalty for the first time in a number of years.”A 2011 Gallup poll showed about one in three Americans opposing the death penalty, a 19 percent drop in support for capital punishment over 17 years and down from an all-time high of 80 percent supporting it in 1994. Baumgarten attributes the trend to an understanding of “the inherent flaws in the application of the death penalty.”Repeated studies, for example, have documented that capital punishment does not deter crime, he said. The death penalty also carries inherent racial and socio-economic biases and the chance of killing innocent people, he said.According to the Death Penalty Information Center:Studies indicate the chance of being sentenced to death is much higher when murder victims are white, and a 1998 study reported a pattern of race-of-victim or race-of-defendant discrimination or both in 96 percent of states where race and the death penalty had been reviewed.More than 130 people have been released from death row since 1973 with evidence of their innocence, with an average of five people exonerated annually from 2000 to 2011.“As people start to understand the complexities of how the penalty is applied in practice,” Baumgarten said, “I think we start to see people who on its face might not be opposed to the death penalty now start to say: As a matter of applied justice in this country, this doesn’t really work.”While the Episcopal Church has an official stance against the death penalty, this primarily is a state issue, and church abolition efforts have originated mostly at the local level, noted Baumgarten, who works in the church’s Washington, D.C., office.“It’s not something that I think has been driven by central structures of the Episcopal Church or central governing entities of the Episcopal Church,” he said. “Bishops and congregations and leaders in the dioceses have looked at the church’s historic stance on this and applied it to the … context that’s evolving around them.”Cooperative effortsIn Connecticut, the diocese worked with the Connecticut Network to Abolish the Death Penalty on legislative efforts that fell short more than once before the governor signed the April 25 bill abolishing the death penalty in the state. Then-Gov. M. Jodi Rell vetoed a bill in 2009. A 2011 abolition bill failed by two votes in the state Senate.The 2012 bill ended the death penalty, but not for those previously convicted – including the two men sentenced to death for the high-profile 2007 murders.“It’s a flaw in the bill,” Curry said. “I think that’s going to be a legal battle.”During the push for the successful abolition legislation, the Connecticut network helped organize conversations in churches around the death penalty, he said. “We started organizing letter-writing campaigns to state representatives and senators. We made ourselves available for conversation. We were lobbying at the legislative office building.”The diocese also partnered with the church’s Washington, D.C., office, sending alerts through a Connecticut public policy network.The diocese’s public witness included inviting clergy to renew their vows during Holy Week this year while participating in a Stations of the Cross service that meditated on issues of justice in society and particularly on abolishing the death penalty. Between 175 and 200 people participated, mostly Episcopal priests but also some clergy from other denominations, Curry said. “We had one rabbi join us … It speaks to the power of this issue and the power of the coalition, because the very language of our Stations of the Cross was unsettling to him.”While they walked in prayer, the last senator needed to pass the abolition bill held a press conference saying she had changed her mind after opposing similar legislation last year, Curry said. The church made a difference in the bill’s passage, he said, from the letter writing to the image of three Episcopal bishops and numerous clergy in their cassocks processing through the state capital.“For me, the other reality is that the church learned that we have the possibility to affect public discourse by staying true to who we are and by creating alliances with other groups like the Connecticut Network to Abolish the Death Penalty, and that’s a learning that were going to keep as we’re looking into social justice,” said Curry. ” We need to always keep looking beyond ourselves, outside of ourselves for other voices that we can ally with.”In the Diocese of Montana, Bishop C. Franklin Brookhart Jr. belongs to the Montana Abolition Coalition, an umbrella group of religious and other organizations seeking to end the state’s death penalty. He has written editorials and letters to legislators opposing the death penalty and testified before a state Senate committee.“It’s difficult in some ways because, in doing this, you have to speak to people with a broad range of ethical and religious backgrounds,” he said. “It’s easiest for me simply to speak as a Christian.”He raises issues such as whether the death penalty is justice or vengeance; how accurately it can be applied; whether it deters crime; and whether it serves the common good. He views the death penalty as “morally corrosive to a society,” he said.“I think we have to say that there is no question from the Scriptures that the state has – the traditional phrase is ‘the power of the sword’ — to do this, but is it in this day and age really a Christian witness to say let’s kill people? I don’t think it is.”Like Curry, he believes the church’s witness makes a difference.“I believe there is power in being a bishop and speaking on behalf of the church. I know I get listened to more carefully because of that,” he said, adding, “The other side is, I think that for some people it is easier to dismiss me: Well, what would you expect a soft-headed Christian to say?”The Montana legislature meets for 90 days every two years, and death penalty abolition is an issue every session, he said. “It nearly got through last time.”“Every time it comes up … the idea of the death penalty seems to have less power and appeal to it, and it will come up again this time when the legislature meets in January 2013,” he predicted.Episcopal leaders advocate against the death penalty in other states as well.As president of the Ecumenical Leaders Group of the Central Maryland Ecumenical Council, Diocese of Maryland Bishop Eugene Sutton most recently led a march to Maryland’s State House following an early-morning Ash Wednesday service at St. Anne’s Episcopal Parish in Annapolis, said Sharon Tillman, diocesan spokesperson. The Feb. 22 event culminated in a press conference and discussions with religious leaders and legislators.In 2008, at an anti-death-penalty rally in Annapolis, Sutton said, “There is no room for state-sponsored killing and state-sponsored revenge. To kill and to revenge for the killing of another person contributes to a cycle of killing. … Love is doing what is right precisely when it is hard. Jesus taught his disciples to go beyond an ‘eye for an eye’ and ‘a tooth for a tooth,’ for that would inevitably lead to what Dr. Martin Luther King Jr. and others would call an ‘eyeless and a toothless society.’ Instead, he taught us to love even the unlovely and stop the cycle of violence.”In the Diocese of Los Angeles, Bishop J. Jon Bruno and Bishops Suffragan Mary Douglas Glasspool and Diane Jardine Bruce endorsed the SAFE California Act, which will replace the state’s death penalty with a sentence of life in prison without chance of parole as the maximum punishment for murder.Helping to recruit signers in the successful petition drive to get the initiative on California’s November 2012 ballot were the diocesan Program Group on Peace and Justice Ministries, the diocesan PRISM Restorative Justice Ministries and All Saints Church, Pasadena, and St. Michael and All Angels Church, Studio City, among other congregations, said Robert Williams, diocesan canon for community relations.Diocese of California Bishop Mark Andrus also has supported abolition efforts.In the Diocese of Ohio, the Rev. Will Mebane, canon for Trinity Cathedral in Cleveland, testified in February before the Senate Judiciary Committee to support a bill to abolish the death penalty.In Kansas, Episcopal and other bishops have participated in letter-writing campaigns and other efforts encouraging abolition of the death penalty.Theology of justice workSuch efforts are consistent with the church’s mission, Baumgarten said.“If we look at the catechism in the prayer book,” he said, “it tells us that the church lives out its mission as it prays and worships, proclaims the gospel and promotes justice, peace and love.”“As Episcopalians, as Anglicans, we would understand the promotion of just structures in society and peace in God’s kingdom on earth as something that is central to the mission of the church, not a distraction from the mission of the church,” he said. “We would be remiss if we did not look at what our faith says about justice and peace and then work for it in the world around us.”Curry agreed.“Our biblical witness is about transforming the world, and it’s not about hoarding the good news of God’s redemptive love,” he said. “I think that we have to be out in the world and that one of the primary reasons for church community is to equip every single Christian to take that faith out in their own lives. So I have great respect for legislators who are living out their faith or social workers or organizers. It’s almost counterintuitive that clergy would feel they can’t do that.”Church polity allows Episcopalians to shape the church’s stance on public-policy issues, Baumgarten noted. “One of the important things about the Episcopal Church’s system of governance is that there really is a straight line from the congregational level to the General Convention level. … Everybody has the ability to participate in the church’s discernment of where it stands on particular issues.”This doesn’t mean that every Episcopalian must agree with every stance the church takes, as Brookhart noted.“I think our church has the sense that we don’t expect everyone to agree with the official so-called positions,” he said, adding that there’s no “punitive side” for disagreeing with General Convention resolutions on public-policy issues.“On the other hand,” he added, “I think it’s important to say that there are some issues that are important enough that the church needs to make a witness about it, even if a substantial minority of its members don’t agree.”And that witness doesn’t remain at the institutional level.Advocacy is part of the mission of every person of faith including Episcopalians, Baumgarten said. “It’s not uniquely the role or responsibility of churchwide structures or bishops or church leaders.”“That comes from our understanding of baptism,” he said. “That comes from our understanding of the commands of Jesus. That comes from our understanding of mission and Anglican theology. And so our [Washington, D.C.] office exists for the purpose of equipping Episcopalians to engage in the ministry of advocacy in their own contexts.“In one sense, we provide a representative face of the church in Washington on an ongoing basis,” he said. “But in the most important sense, the heart of our work, the heart of our ministry as an office, is to equip Episcopalians around the country for their own ministry of advocacy.”— Sharon Sheridan is an ENS correspondent. Priest Associate or Director of Adult Ministries Greenville, SC Rector and Chaplain Eugene, OR Rector (FT or PT) Indian River, MIlast_img read more

Let’s Talk About It – Episode 4: Kids have feelings too

first_img Please enter your comment! The Anatomy of Fear Support conservation and fish with NEW Florida specialty license plate LEAVE A REPLY Cancel reply This week on LET’S TALK ABOUT IT with Rod Love and Greg Jackson, the co-hosts are opening the studio and phone lines to young people to hear their thoughts on the recent events taking place. Renowned child psychologist Barry Daly, Ph.D., will join the show to field questions from teens and parents.* * * * *Let’s Talk About It, now on its fourth episode, is an edgy new radio program that has a distinct “Apopka” tone to it despite airing in Winter Garden.Rod LoveHosts Rod Love and Greg Jackson are well-known figures in Apopka. Love is a local businessman and the co-chair of the Apopka Task Force against Violence. He is a consistent speaker at Apopka City Council meetings. Jackson is a local attorney, columnist for The Apopka Voice, and ran for the Florida Legislature in 2016 for District 45, which includes a part of Apopka. Now airing its third episode tonight, the co-hosts have shown a willingness to take on any issue their callers wish to discuss. Nothing is off the table.The show airs on WOKB 1680AM on Mondays between 7-8 PM. You may also stream it online here.Let’s Talk About It describes itself as a show in search of results-oriented solutions. It tackles important subjects such as crime in urban communities, jobs, business growth, relationship with the police, transitioning from a mom and pop proprietorship to mom and pop incorporation and a whole lot of other action initiatives that affect the quality of life of individuals and families are the major focus. Its goal is to develop an understanding of the everyday needs and issues of people and assist in empowering them with the necessary information or motivation towards addressing such needs, all with the support of professionals or experts who will be the show’s guests.Greg Jackson  Let’s Talk About It has an interactive style of information sharing that is both entertaining and educational.  It acts as a vehicle for civic and faith-based organizations, small businesses and everyday citizens to be able to work together to foster a progressive development of communities’ interactivity with one another.To join the conversation tonight, call Let’s Talk About It at 407-894-1680. TAGSGreg JacksonLet’s Talk About ItRod Love Previous articleIn case you missed it: The Apopka news week in reviewNext articleBorjas legacy lives on in annual golf event Denise Connell RELATED ARTICLESMORE FROM AUTHOR Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Share on Facebook Tweet on Twitter You have entered an incorrect email address! Please enter your email address here Please enter your name here Save my name, email, and website in this browser for the next time I comment.last_img read more

Reporters Without Borders condemns suspended jail sentence on cartoonist Ali Dilem

first_img AlgeriaMiddle East – North Africa Algeria : Reporter jailed after covering Tuareg protests in southern Algeria News Algeria pressures reporters by delaying renewal of accreditation April 29, 2021 Find out more Harassment of Algerian reporters intensifies in run-up to parliamentary elections Help by sharing this information December 26, 2003 – Updated on January 20, 2016 Reporters Without Borders condemns suspended jail sentence on cartoonist Ali Dilem News News Receive email alertscenter_img News Organisation Reporters Without Borders has spoken out against a four-month suspended jail sentence on cartoonist Ali Dilem of the daily Liberté. The sentence was handed down by an Algiers court on 23 December. “Yet again we condemn the Algerian authorities’ latest abusive use of Article 144A of the criminal code, which on the excuse of dealing with defamation, is aimed at gagging the independent press, which is seen as too irreverent,” said Robert Ménard, secretary general of Reporters Without Borders.”The government is thus trying to blunt the pen of one of the Algerian press’s most biting cartoonists,” he added.Dilem was sentenced for defamation under Article 144A of the amended code to a four-month suspended prison sentence and a fine of 100,000 dinars (about 1,200 euros), in a case that pitted him against the national defence ministry. Abrous Outoudert and Hacène Ouandjeli, respectively former publisher and former managing editor were both also sentenced in the same case to a fine of 50,000 dinars (about 600 euros).The offending cartoon, dated 3 April 2002, was based on a dramatic incident the previous evening when 21 soldiers were caught in a bogus road block set up by two terrorists.It was captioned, “The criminal code protects the generals but not the soldiers.”The defence ministry decided the cartoon was defamatory Dilem’s lawyer Maitre Bourayou considered the verdict particularly harsh. “They don’t just want to sentence him but this form of expression,” he told the daily Le Matin.Article 144A of the criminal code sets out prison terms from two to 12 months in prison and fines ranging from 50,000 to 250,00 dinars (about 600 to 3,000 euros) for anything referring to the president of the Republic in insulting or defamatory terms.The same penalties are applied to the same offences when committed against “parliament or one of its two chambers or the National People’s Army (ANP)” May 18, 2021 Find out more Follow the news on Algeria to go further AlgeriaMiddle East – North Africa May 12, 2021 Find out more RSF_en last_img read more

Should Allen Parker Remain as Wells Fargo CEO?

first_imgHome / Daily Dose / Should Allen Parker Remain as Wells Fargo CEO? CEO Wells Fargo 2019-05-07 Seth Welborn The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Seth Welborn Despite announcements from Wells Fargo that the bank will be considering external candidates for CEO only, some inside the company are pushing to simply keep interim CEO Allen Parker in place, Bloomberg reports. According to Bloomberg, directors have asked senior executives for input, and some are lobbying for Parker to stay on as CEO, according to people familiar with the discussions.“Although I do not know Allen well personally, I do know that he’s very highly regarded both internally and externally, especially in legal and regulatory matters,” former Wells Fargo CEO and Chairman Richard Kovacevich said in an interview with Bloomberg.Some have noted that Parker might count as an “outsider.” Morningstar Inc. analyst Eric Compton called Parker part of the “new wave.”“The main thing the market wants is someone who’s going to get the regulators off their backs and also take care of the asset cap pretty quickly,” Compton said.As Wells Fargo is considering outside candidates only, this eliminates current senior executive Mary Mack, Head of Consumer Banking, from consideration, according to Markets Insider. Among the female executives named as possible candidates by Markets Insider are Marianne Lake, CFO of JPMorgan/Chase; Thasunda Duckett, CEO of Chase Consumer Banking; Barbra Desoer, CEO of Citibank North America; Jane Fraser, CEO of Citigroup Latin America; and Karren Larrimer, Head of Retail Banking and Chief Customer Officer at PNC Financial Services Group.Berkshire Hathaway CEO Warren Buffett recently weighed in on the choice, suggesting that Wells Fargo should consider candidates from outside of Wall Street.“They just have to come from someplace (outside Wells) and they shouldn’t come from Wall Street. They probably shouldn’t come from JPMorgan or Goldman Sachs,” Buffett told the Financial Times.“There are plenty of good people to run it (from the Wall Street banks), but they are automatically going to draw the ire of a significant percentage of the Senate and the U.S. House of Representatives, and that’s just not smart,” Buffett stated. Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Investment, News Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Related Articles The Best Markets For Residential Property Investors 2 days ago Previous: Privacy in Fintech and Housing Next: Measuring Homeowner Sentiment May 7, 2019 2,209 Views Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Tagged with: CEO Wells Fargo  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Should Allen Parker Remain as Wells Fargo CEO? Share Savelast_img read more

How the Pandemic Has Changed Our View of Homes

first_img Share 1Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Journal, News The saying goes “Home is where the heart is” is a timeless one, and a motto further backed by Unison’s new “State of the American Homeowner” survey. The analysis found that homeowners are using their homes as offices, gyms, schools, and much more due to the pandemic, and as a result, nearly two-thirds (64%) of those polled say living through the pandemic has made their home more important to them now than ever before.Unison surveyed 2,000 homeowners in the U.S., and found that homeownership brings positive feelings, with 91% of homeowners saying they feel secure, stable, or successful owning a home. Seven in 10 (70%) homeowners felt emotionally attached to the homes that have kept them safe over the past year—with 51% calling it a “key part of their life”—a significant increase compared to before the pandemic when 58% of homeowners had an emotional attachment to their home.Millennials were more likely than older generations to have an emotional connection to their home, and were more likely to put their future saving and retirement plans at risk to keep it. Of those polled, 78% of millennials felt emotionally attached to their home, as opposed to 70% of Generation Xer’s, and 69% of Baby Boomers. Over half of millennial homeowners (53%) say they used to view their home as a burden, but now view it as one of the most important things in their lives.”The American Dream of homeownership has taken on increased importance as the home has become the center of our daily lives, bringing our work, shopping, schools and gyms into where we live,” said Unison CEO Thomas Sponholtz. “Many renters left their city apartments for larger houses in the suburbs, and many homeowners took on renovations, making their home more suitable to their expanding needs. As many have endured exceptional life and economic uncertainty and managed new or changing needs for their homes, it has never been a more important time to re-evaluate your investments as well as how you finance your home and life. This absolutely includes having a smarter way to tap into your home equity without debt in order to best adapt to your changing life situation and plans.”As the home becomes the base of all operations, remodeling has become key in order to adapt to this new normal to support their expanding use.Nearly half (45%) of homeowners polled were planning a home improvement during 2021 to make their home more comfortable, as 72% of those who refinanced taking advantage of record-low rates on their home in 2020 are planning an improvement in 2021. Thirty-three percent of mortgage-holding homeowners would tap into their home equity for a renovation or improvement—a significant increase from pre-pandemic times when 21% said the same.Click here to view Unison’s “State of the American Homeowner” report. Previous: Gateway Appoints Nick Hahn as CFO Next: HUD Reports on Health of Mutual Mortgage Insurance Fund Baby Boomers Generation X Millennial pandemic State of the American Homeowner Thomas Sponholtz unison 2021-03-30 Eric C. Peck Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Baby Boomers Generation X Millennial pandemic State of the American Homeowner Thomas Sponholtz unison Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days agocenter_img  Print This Post The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / How the Pandemic Has Changed Our View of Homes Servicers Navigate the Post-Pandemic World 2 days ago About Author: Eric C. Peck Eric C. Peck has 20-plus years’ experience covering the mortgage industry, he most recently served as Editor-in-Chief for The Mortgage Press and National Mortgage Professional Magazine. Peck graduated from the New York Institute of Technology where he received his B.A. in Communication Arts/Media. After graduating, he began his professional career with Videography Magazine before landing in the mortgage space. Peck has edited three published books and has served as Copy Editor for Entrepreneur.com. How the Pandemic Has Changed Our View of Homes Servicers Navigate the Post-Pandemic World 2 days ago Subscribe March 30, 2021 1,434 Views Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days agolast_img read more

Eircom’s advice for customers who have lost service

first_img Google+ Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey WhatsApp By News Highland – December 15, 2011 Calls for maternity restrictions to be lifted at LUH WhatsApp Pinterest LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton RELATED ARTICLESMORE FROM AUTHOR Pinterest Twitter Eircom’s advice for customers who have lost servicecenter_img Facebook Guidelines for reopening of hospitality sector published Eircom says it is doing all it can to restore phone services to the thousands who are reporting problems since storms earlier this week.In excess of 5,000 people are without phone or broadband services with Donegal one of the worse counties effected.Eircom spokesperson Paul Bradley says the company will work through the weekend in an effort to return services to its customers:[podcast]http://www.highlandradio.com/wp-content/uploads/2011/12/phone.mp3[/podcast] Previous articleHaddock, Bore and Herring quotas key for Donegal at EU Fisheries CouncilNext articleChristmas Concert Shows 2011 News Highland Google+ Almost 10,000 appointments cancelled in Saolta Hospital Group this week Need for issues with Mica redress scheme to be addressed raised in Seanad also Twitter Newsx Adverts Facebooklast_img read more

[Courts And Corona] Functioning Of NCDRC In The Post Covid Era

first_imgColumns[Courts And Corona] Functioning Of NCDRC In The Post Covid Era Chiranjivi Sharma7 July 2020 12:32 AMShare This – xWhile most Courts and major Tribunals in the country quickly adapted to the new normal and shifted to video hearings in the first phase of the lockdown itself, the Hon’ble National Consumer Disputes Redressal Commission [“NCDRC”] has been slightly slower to adapt and started video hearings of matters only from 15th June, 2020. However, all notices issued on the website of the NCDRC…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginWhile most Courts and major Tribunals in the country quickly adapted to the new normal and shifted to video hearings in the first phase of the lockdown itself, the Hon’ble National Consumer Disputes Redressal Commission [“NCDRC”] has been slightly slower to adapt and started video hearings of matters only from 15th June, 2020. However, all notices issued on the website of the NCDRC during the lockdown do indicate that litigants / counsels were allowed to mention urgent matters at the residential office of the President, even prior to the video hearings having been initiated. Further, several counsels have often faced the issue of judgments being reserved by the NCDRC for long duration of time. However, it seems that the lockdown time has been utilized by the Hon’ble Members to clear the backlog and accordingly, over 100 judgments have been pronounced and published on the NCDRC’s website during this phase. While most judgments pronounced have been completely factual in nature, below are a list of certain judgments which discussed the laws in consumer matters and may hold a precedential value as well:- INTERPRETATION OF “CONSUMER” AND “COMMERCIAL PURPOSE” Rajiv Kumar Singh v. Jai Prakash Associates Ltd. & Anr. [CC No.975 of 2017] – Judgment dated 15th June, 2020 The Complainant filed a Complaint seeking refund of amount due to delayed possession of flat. Whilst holding the Complainant to be a Consumer as per the definition under the Consumer Protection Act, 1986 [“CPA”], the NCDRC held that merely because the Complainant had bought 2 flats in the same project, does not mean that he has bought the same for investment purpose. The NCDRC reiterated that if the complainant is not in the business of sale of plots / flats, he shall be treated as a consumer. M.P. Singh Rathore v. Little Flowers Public School & Ors. [RP No.1932 of 2019] – Judgment dated 15th June, 2020 In a case filed by a student’s father against a school for allegedly tampering with his son’s report card, the NCDRC, while relying on various Supreme Court precedents, held that for the purpose of standard of teaching and examination etc., recognised educational institution is not a service provider and the student is also not a consumer under the purview of CPA. M/s. Atul Aggarwal & Sons v. Mercedes Benz India Pvt. Ltd. [FA No.133 of 2014] – Judgment dated 24th June, 2020 The Bench set aside the Order of the State Commission dismissing the Complaint at the threshold by determining the Complainants were not “Consumers” as per CPA. The question whether the car purchased by the Complainants was being used for commercial purpose or for the personal use of its partners required to be established during trial of the Complaint. Thus, the consumer complaint was remitted back to the State Commission to be continued from the same stage. Mrs. Prisca Caroline Fernandes v. Pravin Kumar B. Jain & Anr. [RP No.3221 of 2012] – Judgment dated 26th June, 2020 Respondent No.2 i.e. a security agency submitted that the Complainant, proprietor of a factory for assembling wrist watches had obtained its services for commercial purpose, thus not falling under the definition of Consumer as per CPA. Post reiterating the law laid down by the Hon’ble Supreme Court, the Bench held that the dominant factor for the purpose of deciding whether the services were hired or availed for a commercial purpose or not is the purpose for which the services were hired or availed. If the services were hired or availed for a purpose which forms an integral part of the business of the complainant, it would be difficult to dispute that the services are hired for a commercial purpose. On the other hand, if the services are hired or availed for a purpose which has no direct nexus or connection with the business activity of the complainant, it would be difficult to say that the services are hired or availed for a commercial purpose. As a security agency is not integral for a wrist watch assembling business, the security agency’s services could not fall under the purview of commercial purpose. SCOPE OF POWERS OF NCDRC IN A REVISION PETITION Union of India & Ors. v. Tulsiram Meena [RP No.1749 of 2019] – Judgment dated 15th June, 2020 The Bench held that when there were concurrent findings by the District Commission as well as the State Commission, the question of reassessing facts did not arise in the limited jurisdiction of Revision Petitions. Further, the Bench also followed the decision in Harshad Chiman Lal Modi v. DLF Universal and Anr. [Reported in AIR 2005 SC 4446] and held that the issue of territorial jurisdiction cannot be taken up directly in a Revision Petition and ought to be taken at the earliest possible opportunity. New India Assurance Co. Ltd. v. Kailash Devi & Anr. [RP No.3596 of 2016] – Judgment dated 15th June, 2020 The Bench reiterated that in case of concurrent findings of the fora below, the NCDRC cannot reassess the facts in a Revision Petition. Further, the Bench also condemned the approach of the Petitioner, a Government Insurance Company, for continuing frivolous litigation for a non-substantial amount, thus increasing the load of the Courts. Vinod Aggarwal v. Tata Motors Finance Ltd. [RP No.280 of 2011] – Judgment dated 23rd June, 2020 The Bench summarily dismissed the Revision Petition whilst following the judgment of the Hon’ble Supreme Court in Karnataka Housing Board v. K.A. Nagamani [Civil Appeal No.4631 of 2019] by holding that a revision petition against an order passed in execution proceedings is not tenable. MEDICAL NEGLIGENCE AND INSURANCE Vinita Sethi v. ICICI Prudential Life Insurance Company Ltd. & Anr. [CC No.178 of 2016] – Judgment dated 5th June, 2020 The Complainant’s husband, who succumbed to a liver disease, was denied the insurance claim amount on the ground of non-disclosure of medical history. The Complainant claimed that the deceased had signed a blank proposal form and had shown all medical reports to the insurance agent, who intentionally did not fill the details of the same. The NCDRC, while following the principles laid down in Satwant Kaur Sandhu Vs. New India Assurance Company Ltd. [Reported in (2009) 8 SCC 316] and Reliance Life Insurance v. Rekhaben Nareshbai Rathod II [Reported in (2019) CPJ 53 (SC)] stated that insurance is governed by the doctrine of uberrima fidei, which postulates that there must be complete good faith on the part of the insured. Thus, the Complainant’s contention that the deceased insured signed blank proposal form was not found acceptable by the NCDRC as the insured having signed the proposal form, was bound by the information contained therein. The complaint was accordingly dismissed. Miss Deepti & Ors. v. Shori Hospital & Ors. [RP No.937 of 2012] – Judgment dated 2nd July , 2020 (Through Video Conferencing) On the question of medical negligence, the Bench held that merely because a patient has not favorably responded or surgery has failed, the doctor cannot be held straightway liable for medical negligence. However, the Respondent No.1, the referring hospital was held liable for deficiency of service for its failure to provide the complete medical record of the patient and was thus directed to pay lump sum of Rs.1,00,000/- to the Petitioners. BUILDER – BUYER DISPUTES AND RATE OF INTEREST Mange Ram v. Logix Infrabuild Pvt. Ltd. [RP No.2548 of 2019] – Judgment dated 18th June, 2020 The Bench held that a buyer cannot claim 18% interest on the defaulted amounts on the ground of maintaining parity with interest being charged by the builder under the agreement. In the absence of any clause in the agreement to that effect, it is the discretion of the NCDRC to award interest keeping in view the facts of each case. Mayfair Housing v. Devendra Jagdish Shah & Ors. [FA No.2064 of 2019] – Judgment dated 23rd June, 2020 The Bench reduced the interest awarded to the buyer from 9% to 5%, keeping in view of the principles laid down in Ghaziabad Development Authority v. Balbir Singh [Reported in (2004) 5 SCC 65] to state that a person who does not get the unit and refund is ordered, is entitled to higher interest rather than a person who has got the possession of the unit and only delay is to be compensated. Ramesh Malhotra & Ors. v. Emaar MGD Land Limited & Anr. [CC No.438 of 2019] – Judgment dated 29th Jun, 2020 Since the justification given by the Complainants for refusing possession was not found feasible by the Bench, the Respondent Builder was allowed to forfeit the earnest money and return the principal amount with the rate of interest at which the Complainant had availed a loan from the Bank and the rest of the amount with 10% simple interest. The Builder was not allowed to deduct any amounts other than the earnest money, as had been contemplated in the Agreement between the parties. The Bench reiterated the view taken in Pioneer Urban Land & Infrastructure Ltd. v. Govindan Raghavan [Reported in (2019) 5 SCC 725] that such buyer-builder agreements being wholly one sided constitutes an unfair trade practice and, therefore, cannot bind the flat buyer. Rajiv Kumar Singh v. Jai Prakash Associates Ltd. & Anr. [CC No.975 of 2017] – Judgment dated 15th June, 2020. While taking the decision passed in Kolkata west International Pvt. Ltd. v. Deva Asis Rudra 11 [Reported in (2019) CPJ29 (SC)] as a precedent, the NCDRC deemed it appropriate to direct the Opposite Party to refund the money with 9% interest, as opposed to the prayer of 18% made by the Complainant. EXPERT OPINION ON ADMISSION OF COMPLAINTS Skoda Auto Volkswagen India P Ltd v. Meghana Corporates P Limited & Anr. [RP No.589 of 2020] – Judgment dated 24th June, 2020 (Through Video Conferencing) The Bench, apart from giving the decision pertaining to the scope of powers of NCDRC in its revisionary jurisdiction, also interpreted scope of Section 13(1)(c) of the CPA i.e. obtaining expert opinion on admission of complaint by District Forum. The Bench held that District Forum is required to obtain the expert opinion only when it is of the opinion that the defects as mentioned in the Complaint could not be ascertained without proper analysis or test of the goods. As in the instant case the Complainant had to visit the service centre of the car 25 times within 3.5 years, there was defect prima facie and no expert opinion was thus required. Next Storylast_img read more

Supreme Court To Hear Tomorrow Petitions Against Andhra Govt’s Press Conference Accusing Justice NV Ramana And HC Judges

first_imgTop StoriesSupreme Court To Hear Tomorrow Petitions Against Andhra Govt’s Press Conference Accusing Justice NV Ramana And HC Judges Radhika Roy15 Nov 2020 12:14 AMShare This – xSupreme Court to Hear Tomorrow Two Petitions Against Andhra Govt’s Press Conference Accusing SC Judge NV Ramana and other HC JudgesSupreme Court will hear tomorrow two petitions against Andhra Pradesh Government’s Press Conference wherein Chief Minister YS Jaganmohan Reddy revealed that he had written a letter to Chief Justice of India SA Bobde, making allegations against Supreme Court…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginSupreme Court to Hear Tomorrow Two Petitions Against Andhra Govt’s Press Conference Accusing SC Judge NV Ramana and other HC JudgesSupreme Court will hear tomorrow two petitions against Andhra Pradesh Government’s Press Conference wherein Chief Minister YS Jaganmohan Reddy revealed that he had written a letter to Chief Justice of India SA Bobde, making allegations against Supreme Court Judge NV Ramana. A Bench headed by Justice UU Lalit will be presiding over the matter on Monday, November 16. Underlining the importance of the independence and integrity of the judiciary, one of the pleas has been filed by Advocate GS Mani, seeking for the records of the sitting Chief Minister and to declare that he has no authority to hold his office as he is misusing the same. “It is not permissible that the 3rd Respondent, Sh. YS Jagan Mohan Reddy, who is Chief Minister of State of Andhra Pradesh holding the constitutional post by misusing his official post, power and office of Chief Minister of State of Andhra Pradesh making false, vague, scandalized remarks and political allegation against the Senior Most Sitting judge of this Hon’ble Court openly in the public and media after sending a communication to the Chief Justice of India.” Submitting that the Executive should not encroach the Judiciary’s sphere by making false allegations, the plea attempts to highlight the injury that can be caused to public confidence and faith bestowed in the Judiciary by making “false, vague and scandalized remarks and political allegation openly in the public and media”. The plea also alludes to the sitting Chief Minister’s involvement in a number of criminal cases with the Central Bureau of Investigation and the Court, and therefore, avers that the allegations have been made to tarnish the reputation of the Court for personal gain and motive. The second petition has been filed on behalf of Sunil Kumar Singh, a practicing lawyer, through Advocate-on-Record Mukti Singh, and seeks a stop on such press briefings by the Chief Minister against judges and to issue “show cause notice” to him as to why suitable action should not be taken against him. Averring in the grounds, inter alia, that the act and deed of the Respondent is an attempt to tarnish the Majesty of the Highest court of the country, the plea states that the Press Conference by the Chief Minister made unsubstantiated allegations against an honourable judge of this Hon’ble court. The petitioner contends that Reddy has “crossed the limit” which has been prescribed by the Constitution.Next Storylast_img read more