Borrowing at a 10-year low

first_img Tags: NULL MORTGAGE lending in the UK hit a 10-year low in August falling to £11.4bn, down 14 per cent from £13.3bn in July, the Council of Mortgage Lenders (CML) said yesterday.The figure was also down six per cent from £12.1bn in August 2009 with the CML warning lending levels were likely to remain subdued until the end of the year. CML chief economist Bob Pannell warned: “We face a difficult second half of the year. However, the Bank of England is likely to keep interest rates at record lows for longer to support the economy. This will continue to alleviate payment pressures for many borrowers.“The rise in prices has unsurprisingly run out of steam as a result and some indicators point to modest falls. While the various measures tell slightly different stories, our reading of the situation is that there has been little significant change since the start of the year. Demand is subdued and there are signs of more property coming onto the market following the abolition of home information packs.”The CML figures came as the Bank of England’s Trends in Lending report, also published yesterday, showed UK net mortgage lending slowed to £0.1bn, while gross mortgage lending remained static and remortgaging continued to be weak. Generally, the report noted credit conditions would remain tight for several months to come.Pannell said that, while there were a few more mortgage products available, “the upcoming need for some firms to repay the various support schemes, and replace this with more expensive market funding, means access is unlikely to improve in the immediate future.” whatsapp Share Borrowing at a 10-year low More From Our Partners Brave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comUK teen died on school trip after teachers allegedly refused her pleasnypost.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgKiller drone ‘hunted down a human target’ without being told tonypost.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.org KCS-content whatsapp Show Comments ▼ Monday 20 September 2010 9:20 pmlast_img read more

Gauselmann to consolidate sales at Merkur HQ in Germany

first_img The Gauselmann Group has announced that it is to consolidate the management of all global sales activities from its Merkur Gaming headquarters in Lübbecke, Germany.The restructuring will mean that the Lübbecke facility will assume responsibility for the administration of sales activities in North and South America.According to Gauselmann, the group generated around 60% of its total revenue from outside of Germany, with most of this coming through the Merkur Gaming brand.However, Gauselmann said this rearrangement will mean that some staff at its former head office in Miami, Florida, in the US who are not part of the sales or technical support teams will be let go.But Gauselmann also noted that the new measures will not have any impact on its Sunshine Games development studio in Las Vegas, Nevada, with this facility to continue to develop games content for the group.Confirmation of the restructure comes in the same week that Gauselmann acquired what it described as a “significant majority stake” in igaming platform provider Bede Gaming.Terms of the deal were not disclosed, but Gauselmann said that the agreement would further enhance its digital offering, and leave it well-positioned to take advantage of the re-regulation of the German online gaming market from 2021. The Gauselmann Group has announced that it is to consolidate the management of all global sales activities from its Merkur Gaming headquarters in Lübbecke, Germany. 13th March 2020 | By contenteditor Gauselmann to consolidate sales at Merkur HQ in Germany Tags: Online Gambling OTB and Betting Shops Topics: Casino & games Strategycenter_img AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Casino & games Subscribe to the iGaming newsletter Email Addresslast_img read more

Promotion and Development Ltd (PAD.mu) Q32009 Interim Report

first_imgPromotion and Development Ltd (PAD.mu) listed on the Stock Exchange of Mauritius under the Investment sector has released it’s 2009 interim results for the third quarter.For more information about Promotion and Development Ltd (PAD.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Promotion and Development Ltd (PAD.mu) company page on AfricanFinancials.Document: Promotion and Development Ltd (PAD.mu)  2009 interim results for the third quarter.Company ProfilePromotion and Development Limited is a company based in Mauritius which deals in the shares investment, property development, and supply and provision of services associated with such activities in Mauritius. The company has property, shares, and security segments that it operates through. Promotion and Development Limited also rents properties and provides security and property protection services, as well as sells equipment. Promotion and Development Limited is listed on the Stock Exchange of Mauritius.last_img read more

Guinness Ghana Breweries Limited (GGBL.gh) 2019 Annual Report

first_imgGuinness Ghana Breweries Limited (GGBL.gh) listed on the Ghana Stock Exchange under the Beverages sector has released it’s 2019 annual report.For more information about Guinness Ghana Breweries Limited (GGBL.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Guinness Ghana Breweries Limited (GGBL.gh) company page on AfricanFinancials.Document: Guinness Ghana Breweries Limited (GGBL.gh)  2019 annual report.Company ProfileGuinness Ghana Breweries Limited manufactures and markets a range of alcoholic and non-alcoholic beverages for the Ghana domestic market and for international export. Its product offering includes spirits, beers, lagers and stouts as well as ready-to-drink products. Popular brand names include Guinness Foreign Extra Stout, Orijin Zero, Ciroc Ultra-Premium Vodka, Johnnie Walker Reserve Scotch Whisky, Ron Zacapa Rum, Malta Guinness, Star Lager, Gulder, Alvaro, Ruut Extra, Orijin Bitters, Smirnoff Ice and Smirnoff Double Black Ice. The company was originally founded to produce Guinness Foreign Extra Stout, otherwise known as Guinness. Its non-alcoholic beverage, Malta Guinness, is extremely popular and has captured 70% of the Ghana non-alcoholic beverages market. Guinness Ghana Breweries is a subsidiary of Diageo Plc. and is based in Kumasi, Ghana. Guinness Ghana Breweries Limited is listed on the Ghana Stock Exchangelast_img read more

In case you missed it: The Apopka news week in review

first_img Please enter your comment! UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Please enter your name here 5 stories that shaped Apopka’s news week:Update: Pumping continues to lower water levels on parts of Lake Apopka North ShoreStorm debris contractor donates to Loaves and Fishes12th annual Taste of Apopka attracts over 800 guestsThe Apopka Voice hits a publishing milestoneMustang’s revenge: Wekiva slams Winter Park 33-6 LEAVE A REPLY Cancel reply You have entered an incorrect email address! Please enter your email address here Share on Facebook Tweet on Twitter Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom Save my name, email, and website in this browser for the next time I comment. Florida gas prices jump 12 cents; most expensive since 2014 TAGSWeek in Review Previous articleBest Cyber Monday 2017 deals, ads, and salesNext articleSilent no more Denise Connell RELATED ARTICLESMORE FROM AUTHORlast_img read more

Present and former Apopka City Commissioners join LANGD Board

first_img We will have to go sit in on one of the board meetings sometime, as we never been to one. Congratulations to Mr. Arrowsmith for getting the vice president position on the gas board, but this makes me curious as to who was the last vice president over the board? I don’t remember who that was. Anybody know? Arrowsmith named Board Vice PresidentFrom the Lake Apopka Natural Gas District  Approved during a meeting of the Apopka City Council on May 16th, Seat 4 Apopka City Commissioner Kyle Becker and his Seat 4 predecessor Bill Arrowsmith have been appointed as the newest members of the Lake Apopka Natural Gas District Board of Directors.LANGD Vice President Bill ArrowsmithEach will serve a two-year term on the board, which governs one of Florida’s fastest-growing public natural gas utilities. Arrowsmith will serve as Board Vice President, having been unanimously approved for that role during the District board meeting on May 21.“Becker and Arrowsmith’s experience and dedication to our community will further fortify the values and mission of our District,” said Samuel Davis Jr., General Manager and CEO of the District and Second Vice Chair of the American Public Gas Association. “We are proud to welcome them to the team as the District continues to uphold its commitment to providing reliable and environmentally friendly natural gas service.”Apopka City Commissioner Kyle BeckerAn Apopka resident for more than 60 years, Arrowsmith previously served on the board for four years and has nearly four decades of experience in municipal government. Nearing his second year as Seat 4 Commissioner, Becker will bring his passion for Central Florida’s growth and extensive analytical business experience to the role, helping guide the District as it continues to provide customer-focused, competitive natural gas energy services to more than 21,000 residential, commercial and industrial customers.In addition to his leadership role in Apopka, Becker is the Director of Business Performance and Insights for Finastra, a leading global financial services technology provider with offices in Lake Mary. He also serves on the board of directors for Quest Inc., a regional nonprofit that meets the needs of those with developmental disabilities and supports the causes of many other nonprofits in Apopka and surrounding areas.Monthly meetings of the District’s Board of Directors are generally the fourth Monday at 10 a.m. at 1320 Winter Garden-Vineland Road, Winter Garden. Changes are communicated to the member cities of Winter Garden, Apopka, and Clermont, and published in the Orlando Sentinel.  Meeting notices, agendas and any other applicable resolutions or notices are posted on the District website and made available in the District lobby the Wednesday prior to each board meeting. All board meetings are open to the public.  You have entered an incorrect email address! Please enter your email address here LEAVE A REPLY Cancel reply TAGSCommissioner Bill ArrowsmithCommissioner Kyle BeckerLake Apopka Natural Gas DistrictLANGD Previous articleWhy poverty is rising faster in suburbs than in citiesNext articleApopka officer honored by Mothers Against Drunk Driving Denise Connell RELATED ARTICLESMORE FROM AUTHOR Please enter your comment! Please enter your name here Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Reply center_img Support conservation and fish with NEW Florida specialty license plate 1 COMMENT Share on Facebook Tweet on Twitter June 2, 2018 at 6:58 pm The Anatomy of Fear Mama Mia Save my name, email, and website in this browser for the next time I comment.last_img read more

New Zealand Maori beat Ireland in seesaw battle

first_imgSunday Jun 20, 2010 New Zealand Maori beat Ireland in seesaw battle Its been another big weekend for international rugby as fiercely contested games took place all over the globe. So today is catch-up time for highlights as we start with the New Zealand Maori beating of Ireland, as they snuck a 31-28 win.The Maori side marked their centenary year with the scalp of the Irish, who came back strong after being down 18-3 in the first half. The game looked as though it had gotten away from them at that stage, but they steadied the ship and incredibly lead the game 25-18 early in the second half.Jonathan Sexton kicked 23 points for Ireland, but missed his first kick in the 73rd minute, a penalty that would have probably earned his side a draw.With the win, New Zealand Maori added Ireland to their proud list of international victims, which includes England, France, Australia, and the British & Irish Lions.“It’s awesome for Maori rugby, what’s happened,” said Liam Messam. “It’s a bit of history for Maori rugby so I’m proud of the boys. We can’t wipe the smile of the boys’ faces in the changing room at the moment. They’re really stoked at what they’ve done.”Irelands captain on the night, Geordan Murphy, said that his side were sucked into the way that the Maori played and were too loose in the second half.“We tried a couple of offloads when potentially we could have held on to the ball and put them under a bit more pressure. It’s difficult when you play a game like that not to try to throw the 50-50 passes,” he said.Ireland head to Brisbane now to face Australia in a Test next weekend. Time: 03:04ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingGranny Stuns Doctors by Removing Her Wrinkles with This Inexpensive TipSmart Life ReportsHere’s What That Tiny Hole Next to Your Iphone Camera Actually DoesNueeyShe Was the Most Beautiful Girl in the World. What She Looks Like Now is InsaneNueey10 Types of Women You Should Never MarryNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel ADVERTISEMENT Trending 6 DAYS AGO HUGE controversy sees Borthwick call Pat Lam a liar during heated Prem clash 5 DAYS AGO Melbourne Rebels do their best to wreck Bryn Gatland 4 DAYS AGO Lam’s explanation of bizarre situation that caused heated touchline argument 5 DAYS AGO François Steyn’s ridiculous 60-metre drop goal which left commentators in hysterics 1 WEEK AGO WATCH: Brutal footage of the fight between Jake Ball and Alun Wyn Jones Great Tries 5 DAYS AGO Eye-opening compilation shows why Taulupe Faletau could harm Springboks this Summer 5 DAYS AGO The time Waisale Serevi used his iconic hitch-kick to carve up Scotland in 2000 1 WEEK AGO Veainu finishes superb try after octopus style offload from Waisea 2 WEEKS AGO FULL MATCH REPLAY: Huge stars on show when All Blacks host Pacific Island XV in 2004 2 WEEKS AGO WATCH: Hooker produces ridiculous speed to score 60-metre wonder try for Hurricanes View All Big Hits & Dirty Play 23 HOURS AGO Awesome new Etzebeth montage will have Springboks fans psyched for Summer Lions tour 5 DAYS AGO Melbourne Rebels do their best to wreck Bryn Gatland 5 DAYS AGO Eye-opening compilation shows why Taulupe Faletau could harm Springboks this Summer 5 DAYS AGO Re-live O’Driscoll’s EPIC try-saving tackle in 2003 RWC quarter-final 1 WEEK AGO AWESOME video shows the very biggest and best tackles of the 2020/21 season View All See It To Believe It 4 DAYS AGO Cheetah racer Habana reveals what was actually going through his mind that day 4 DAYS AGO Lam’s explanation of bizarre situation that caused heated touchline argument 5 DAYS AGO François Steyn’s ridiculous 60-metre drop goal which left commentators in hysterics 5 DAYS AGO Re-live O’Driscoll’s EPIC try-saving tackle in 2003 RWC quarter-final 6 DAYS AGO HUGE controversy sees Borthwick call Pat Lam a liar during heated Prem clash View All Funnies 2 WEEKS AGO Joe Marler elated in special interview as fans return to The Stoop 2 WEEKS AGO WATCH: One of the luckiest and most bizarre tries you will EVER see 2 WEEKS AGO WATCH: Reds players caught out in hilarious celebration blooper vs Chiefs 2 WEEKS AGO WATCH: Faz, Piutau and Burns star in hilarious try fail compilation 4 WEEKS AGO MLR: Giltinis howler sees try overruled despite attempts to celebrate View All Amateur 32 WEEKS AGO Viral video of Scottish club brawl goes down a storm with rugby community 69 WEEKS AGO RUGBYDUMP BLITZ: This Best of the Week round up is sure to entertain you 69 WEEKS AGO RD BLITZ – Disaster, just when it looked so promising… 69 WEEKS AGO That glorious moment that will live on forever, like it or not 69 WEEKS AGO RD Blitz – PROP’S Lionel Messi wizardy creates incredible try View All Player Features 15 WEEKS AGO WATCH: Bumping off tacklers and taking high balls, Rob Kearney had an impressive Super Rugby debut 21 WEEKS AGO Brian Moore on money in modern rugby and how it should never be compared to ‘outlier’ football 22 WEEKS AGO Tuisova’s wrecking ball montage will make you grateful you never made it as a pro 28 WEEKS AGO New Zealand rugby pod admit Owen Farrell is world class 29 WEEKS AGO WATCH: Bath prop launches Amazon documentary focused on those from non-traditional backgrounds View All Related Content from the RugbyPass Network ‘What you do today is how you’re going to be remembered’: Spirit of Rugby – Ep 5 In Spirit of Rugby episode 5, Jim Hamilton talks Lions with Matt Dawson, Jeremy Guscott, Rob Kearney, Simon Shaw, Tom Croft and John Bentley. Watch: Reforging the Steelers | Episode 2 | RugbyPass Original Documentary In Episode 2 of Reforging the Steelers, we follow the team through rounds two to four as they try to get their season on track after an opening loss to competition powerhouses Tasman. Shock result: Crusaders left to rue costly errors with win over Rebels not enough for final guarantee In a shock result, the Crusaders have failed to record the requisite winning margin needed over the Rebels to book themselves a spot in the Super Rugby Trans-Tasman final and are now reliant on the Blues dropping the ball against the Force. ‘I deliberately haven’t mentioned it too much this week’: Tim Sampson keeping mum ahead of Blues battle The Western Force aim to play the role of party poopers on Saturday when they take on the ladder-leading Blues at a venue that shall not be named. Highlanders player ratings vs Brumbies | Super Rugby Trans-Tasman The Highlanders have given themselves a decent shout at playing in the Super Rugby Trans-Tasman final. Who were the top dogs in what was effectively a semi-final showdown with the Brumbies? Hurricanes player ratings vs Reds | Super Rugby Trans-Tasman How did the Hurricanes rate in their final game of Super Rugby Trans-Tasman, their 43-14 victory over the Reds? New Zealand Maori beat Ireland in seesaw battle | RugbyDump – Rugby News & Videos RugbyDump Home RugbyDump Academy Store About Contact Legal Privacy Policy Cookie Policy Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features RugbyDump Home RugbyDump Academy Store About Contact Sitemap Categories Latest Great Tries Big Hits & Dirty Play See It To Believe It Funnies Training Videos Player Features Legal Privacy Policy Cookie Policy Sign In Username or Email Password Stay logged in Forgot password Thank you for registering Click here to login Register Register now for RugbyDump commenting & enewsletter. * Required fields. Username * Password * Email * Password Repeat * Please send me news, information and special offers from RugbyDump By clicking register you agree to our Privacy Policylast_img read more

Friday Funnies – Sebastien Chabal as a fairy in new TV ad

first_imgFriday Jan 10, 2014 Friday Funnies – Sebastien Chabal as a fairy in new TV ad You probably wouldn’t say it to his face, but Sebastien Chabal is a fairy. The man once known as the Caveman, who was recently suspended for knocking out a player, has taken part in a TV ad that is sure to go viral, for the sheer bizarreness of it if nothing else.Chabal, who plays for Lyon in the French second division, was banned for 3 weeks after he punched Agen’s Marc Giraud with one punch recently. The 36-year-old former France star lashed out at Giraud after he held onto his shirt at the breakdown. Chabal knocked him out with one punch.He publicly apolologised for the incident but was given the three-week suspension after being leniently dealt with (yellow card) at the time. The incident clearly hasn’t affected his popularity though, and if anything it probably added to his fearsome reputation.He made headlines again today for a slightly different reason though, as this currency conversion company TV advert sees him dressed up as a fairly… a currency fairy. The ad airs on UK TV soon and is sure to make rugby fans snigger whenever they see it. Your thoughts?Update: You can now view some outtakes from the ad on page twoView more of the best and worst of Chabal in the Related Posts belowSome amusing outtakes from the TV advertADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Adverts , See it to Believe it Related Articles 120 WEEKS AGO Eben Etzebeth ready for battle after long… 122 WEEKS AGO ONE WEEK TO GO: ‘Raise The Stakes’ video… 188 WEEKS AGO Emotive new short film shows Ireland players… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyDoctors Stunned: This Removes Wrinkles Like Crazy! (Try Tonight)Smart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living30+ Everyday Items With A Secret Hidden PurposeNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Retrospect Vineyards House / Swatt | Miers Architects

first_img Projects ArchDaily Houses United States CopyAbout this officeSwatt | Miers ArchitectsOfficeFollowProductsGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesWindsorUnited StatesPublished on August 19, 2015Cite: “Retrospect Vineyards House / Swatt | Miers Architects” 19 Aug 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogSinkshansgroheBathroom Mixers – MetrisVinyl Walls3MVinyl Finish – DI-NOC™ Cross HairlinePartitionsSkyfoldVertically Folding Operable Walls – Mirage®SinksThe Splash LabTrough Sink – Monolith A SeriesSkylightsVELUX CommercialModular Skylights in Helmkehof Cultural CenterBathroom AccessoriesBradley Corporation USAWashroom AccessoriesConcrete FloorsSikaDecorative Floor CoatingsMetal PanelsSherwin-Williams Coil CoatingsFluropon® Coating in Thaden SchoolWood Boards / HPL PanelsInvestwoodViroc Nature for Partition WallsMineral / Organic PaintsKEIMMineral Wood Stain – Lignosil®-VeranoDoorsdormakabaEntrance Doors – MAGNEOSinksECOPIXELWashbasin – Light Basin LTBMore products »Read commentsSave想阅读文章的中文版本吗?Retrospect葡萄园住宅 / Swatt Miers Architects是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Retrospect Vineyards House / Swatt | Miers Architects Manufacturers: Benjamin Moore, Fleetwood, Maiden Stone, Poggenpohl, Porcelanosa Grupo, Royalite, Sherwin-Williams, Stone Tile, Francois & Co. CopyHouses•Windsor, United States Builder: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/771975/retrospect-vineyards-house-swatt-miers-architects Clipboard Photographs:  Russell Abraham, Marion Brenner Manufacturers Brands with products used in this architecture project “COPY” Jamba Constructioncenter_img Retrospect Vineyards House / Swatt | Miers ArchitectsSave this projectSaveRetrospect Vineyards House / Swatt | Miers Architects Architects: Swatt | Miers Architects Year Completion year of this architecture project Year:  Photographs 2014 Architectural Team:Robert Swatt, Julie Liberman, Audrey Hitchcock, Ivan Olds, Kimie Nakamori, Mike EggersInteriors:Connie WongCity:WindsorCountry:United StatesMore SpecsLess SpecsSave this picture!© Russell AbrahamText description provided by the architects. Retrospect Vineyards, a 20-acre plot in the Russian River Valley, has been producing pinot noir grapes and selling them to nearby wineries for fifteen years. However, when the new owners bought the property in 2010 they knew they wanted to have a greater involvement in the winemaking process. The result was a modern home designed to function as both a family retreat and a working vineyard, respecting the privacy of the residents without hampering the functionality of the land.Save this picture!© Russell AbrahamEquipment and materials for the vineyard are stored in the adjacent barn, clad in the same Windsor Stone as the main house, and a large parking pad accommodates trucks picking up new harvests. A second driveway separates the commercial activity from the residential, but traffic to and from the barn passes in front of the main house. Faced with these business operations on one side and an expansive view of the surrounding vineyards on the other, the building was designed with two distinct façade treatments on either side of a narrow, ‘T’-shaped plan: to the north, a relatively opaque entry court provides privacy while admitting daylight through a delicate vertical wood screen, while the south façade eschews solid walls in favor of double-height glazing.Save this picture!© Russell AbrahamThe plan of the house was designed to respond to family living, with public or shared areas on the ground floor and bedrooms above. The master bedroom is separated from the children’s rooms by a bridge spanning the double-height great room that takes up the majority of the lower level. Below, the kitchen and office both open up to the pool terrace, and in the great room a twenty-one-foot wide span of full-height sliding glass doors seamlessly extends the living space out onto the St. Tropez limestone pool terrace.Save this picture!© Marion BrennerThe detached guest suite, envisioned as a glass box projecting beyond the terrace edge, functions as a separate building while remaining connected to the main house by the low roof that spans between the structures. The guest house is screened from the main building while enjoying completely unobstructed 270-degree views of the landscape, and the interstitial space is used as a shaded outdoor kitchen and lounge with terrace and vineyard views on two sides.Save this picture!© Russell AbrahamSUSTAINABLE STRATEGIESThe home takes advantage of its temperate climate by maximizing opportunities for daylighting and natural ventilation. The narrow, bar-shaped plan oriented east-to-west coupled with tall expanses of glazing allows natural light to penetrate the entire space, eliminating the need for artificial lighting during the day. Heating and cooling loads are reduced through the use of deep overhangs that block the hot summer sun while allowing the lower-angled winter sun to warm the interior. The wood privacy screen on the north side of the building doubles as a shading device, admitting the indirect light while blocking glare in the morning and evening. Glazing is minimized on the east and west facades. The house utilizes cool roofs with radiant barriers to reflect heat away from the house and minimize summer heat gain.Save this picture!© Russell AbrahamIn addition to passive strategies, the house also makes a concerted effort to ensure that the building systems are as efficient as possible. A hydronic system provides both radiant space heating as well as hot water, and high efficiency cooling equipment provides air conditioning in the summer. Low-flow plumbing fixtures reduce interior water use by 30%. LED lights are specified in many locations, and the resulting Time Dependent Energy use is 25% less than the 2008 Title 24 requirements. Additionally, the house is outfitted with the infrastructure necessary for the owners to add a roof-mounted photovoltaic system and an electric car charging station in the near future.Save this picture!Floor PlanThe landscape was also designed to minimize impact on the environment. A combination of water-efficient plants and an efficient irrigation system keep potable water use below 65%, and piping was installed to permit future use of a graywater irrigation system. Permeable pavers were used for at least 20% of the hardscape. Grading was designed to balance cut and fill on the site, and the original topsoil was saved and reused after construction was complete.Project gallerySee allShow lessHouse B123 / M:OFA StudiosSelected Projectspenda to Build Modular, Customizable Housing Tower in IndiaUnbuilt Project Share Bernard Trainor + Associates “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/771975/retrospect-vineyards-house-swatt-miers-architects Clipboard Save this picture!© Russell Abraham+ 29 Share Landscape: last_img read more

Leaving Microsoft to Change the World: An Entrepreneur’s Odyssey to Educate the World’s Children

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Giving/Philanthropy About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  25 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img Leaving Microsoft to Change the World: An Entrepreneur’s Odyssey to Educate the World’s Children Howard Lake | 27 June 2008 | Newslast_img read more